Terms of Service
1. Acceptance of Terms
Welcome to ICG Silver & Gold. By accessing our website, subscribing to our SMS program, or using any of our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please discontinue use of our website and services immediately.
2. About ICG Silver & Gold
ICG Silver & Gold is an investor relations and marketing firm that provides information about precious metals investment opportunities and related companies. We are not a registered investment adviser, broker-dealer, or financial planner. The information we provide is for informational and educational purposes only and should not be considered investment advice.
3. Use of Our Website
3.1 Permitted Use
You may use our website for lawful purposes only. You agree not to:
• Violate any applicable laws or regulations
• Infringe upon the intellectual property rights of others
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems
• Use automated systems (bots, scrapers) without our prior written permission
• Harass, abuse, or harm other users or our staff
3.2 User Accounts
If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. SMS Program Terms
4.1 Program Description
ICG Silver & Gold's SMS program provides subscribers with:
• Precious metals investment opportunity updates
• Company news and developments
• Market insights and educational content related to silver, gold, and resource sectors
• Investor materials and presentations
4.2 Opt-In Consent
By providing your mobile phone number and opting in to our SMS program, you:
• Consent to receive SMS messages from ICG Silver & Gold
• Confirm that you are the account holder or have authorization to opt-in the mobile number provided
• Acknowledge that message and data rates may apply
• Understand that consent is not a condition of any purchase or investment
4.3 Message Frequency
Message frequency varies based on market activity and investment opportunities. You may receive recurring messages per month. Frequency is subject to change based on precious metals market conditions and company-specific news.
4.4 Opt-Out
You may opt-out of SMS messages at any time by:
• Replying STOP to any message
• Contacting us directly at info@icgsilverandgold.com
You will receive a confirmation message upon opting out. Opting out will prevent all future SMS messages unless you re-opt-in.
4.5 Help
For assistance, reply HELP to any message or contact us at info@icgsilverandgold.com.
4.6 Carrier Information
SMS messages are delivered via supported carriers. Carriers are not liable for delayed or undelivered messages. Not all mobile carriers are supported. Please check with your carrier for service availability.
4.7 Changes to SMS Program
We reserve the right to modify or discontinue our SMS program at any time. We will provide reasonable notice to subscribers of any material changes.
5. Investment Information Disclaimer
5.1 Not Investment Advice
Information provided by ICG Silver & Gold is for informational and educational purposes only. It does not constitute:
• Investment advice or recommendations
• An offer to buy or sell securities or commodities
• Tax, legal, or financial planning advice
• A guarantee of investment performance
5.2 Do Your Own Research
Before making any investment decisions, you should:
• Conduct your own research and due diligence
• Consult with qualified financial, tax, and legal advisers
• Review all available information about any investment opportunity
• Understand the risks inherent in investing in precious metals and resource sector companies
5.3 Risk Disclosure
Investing in securities, precious metals, and resource-sector companies involves significant risk, including the potential loss of your entire principal. Past performance is not indicative of future results. Investment opportunities discussed by ICG Silver & Gold may be speculative and are suitable only for investors who can afford to accept the full loss of their investment. Precious metals prices are volatile and subject to factors beyond our control.
5.4 Forward-Looking Statements
Our communications may contain forward-looking statements about companies and investment opportunities. These statements involve risks and uncertainties, and actual results may differ materially from expectations. Forward-looking statements are not guarantees of future performance.
6. Intellectual Property
6.1 Our Content
All content on our website and in our communications — including text, graphics, logos, images, and software — is the property of ICG Silver & Gold or our content suppliers and is protected by copyright, trademark, and other applicable intellectual property laws.
6.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our website and content for personal, non-commercial purposes. You may not:
• Reproduce, distribute, or create derivative works from our content without prior written consent
• Use our content for commercial purposes without permission
• Remove copyright or proprietary notices from our materials
• Frame or mirror our website without our authorization
7. Third-Party Links and Content
Our website and communications may contain links to third-party websites and information about third-party companies. We do not endorse, control, or assume responsibility for third-party content. Your use of third-party websites is at your own risk and subject to their respective terms and policies.
8. Privacy and Data Collection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.
9. Disclaimers and Limitations of Liability
9.1 No Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that:
• Our website will be uninterrupted, secure, or error-free
• Information provided will be accurate, complete, or current
• Defects will be corrected
• Our website or servers are free from viruses or harmful components
9.2 Limitation of Liability
To the fullest extent permitted by law, ICG Silver & Gold shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
• Your use or inability to use our services
• Any unauthorized access to or use of our servers or personal information
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, or harmful code transmitted through our services
• Any errors or omissions in content
• Investment or financial decisions made based on our communications
9.3 Maximum Liability
In no event shall ICG Silver & Gold's total liability to you for all damages exceed the amount paid by you, if any, for accessing our services in the twelve (12) months prior to the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless ICG Silver & Gold, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
• Your use of our website or services
• Your violation of these Terms
• Your violation of any rights of another party
• Investment or financial decisions you make based on our communications
11. Compliance with Laws
11.1 Securities Laws
Some of the investment opportunities we discuss may involve securities subject to federal, provincial, and state securities laws. All investors are solely responsible for compliance with applicable securities laws and regulations. Nothing in our communications constitutes a solicitation of securities in any jurisdiction where such solicitation would be unlawful.
11.2 Anti-Spam Compliance
Our SMS program complies with the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and Canada's Anti-Spam Legislation (CASL). By opting in, you consent to receive commercial electronic messages from us.
11.3 International Users
Our services are operated from Canada. If you access our services from outside Canada, you are responsible for compliance with your local laws. We make no representation that our services are appropriate or available in your jurisdiction.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes by:
• Posting the updated Terms on our website
• Updating the "Last Updated" date
• Sending notice to SMS subscribers for changes affecting the SMS program
Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
13. Termination
We reserve the right to suspend or terminate your access to our website or SMS program at any time, with or without cause, and with or without notice, for any reason including violation of these Terms.
Upon termination:
• Your right to use our services immediately ceases
• We may delete your account and associated information
• Provisions that by their nature should survive termination will remain in full force and effect
14. Dispute Resolution
14.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law provisions.
14.2 Arbitration
Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the British Columbia International Commercial Arbitration Centre (BCICAC), except that either party may seek injunctive relief in a court of competent jurisdiction for intellectual property infringement or breach of confidentiality obligations.
14.3 Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
14.4 Jurisdiction
If arbitration is not available or applicable, you agree to submit to the exclusive jurisdiction of the courts located in Vancouver, British Columbia, Canada.
15. Miscellaneous
15.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and ICG Silver & Gold regarding our services and supersede all prior agreements and understandings.
15.2 Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
15.3 Waiver
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
15.4 Assignment
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
15.5 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, governmental actions, or disruptions to telecommunications or internet infrastructure.
16. Contact Information
If you have questions about these Terms, please contact us: